Welcome to State Bank of Southwest Missouri

Obtaining a mortgage or home equity loan is one of the biggest financial decisions of your life. So why trust it to some out-of-town, out-of-site mega-bank or unknown, online entity? Don't you deserve better treatment than that?

At State Bank, we're home financing professionals with rates that are as competitive as you'll find anywhere. And, because we're locally owned, we deliver a level of service that's second to none. We live here. Work here. We know the realtors and builders and neighborhoods. And we know how important it is to craft a home financing package that truly has your best interest in mind.

That's why we take the extra time to know you...to understand all your financial needs...then put together the home financing that truly fits your needs. So when you need home financing, give us a call at 882-1400 or drop by and see us. And to get a head start, download a MORTGAGE LOAN APPLICATION form by clicking here, then bring it by the bank and let's put together your dream home financing. (Requires Adobe Acrobat v.3.0 or higher)

Fixed Rate Mortgages	10-, 15-, 20- and 30-year amortization mortgages available Highly competitive interest rates Prompt decision-making No points...no prepayment penalties 100% financing is available to qualified individuals
Adjustable Rate Mortgages	7-1, 5-1 and 3-1 terms available Highly competitive interest rates Prompt decision-making No points...no prepayment penalties 100% financing is available to qualified individuals
Fixed Rate Home Equity Loans	Funds available for a wide variety of specific uses: home improvements, debt consolidation, buy or refinance car or boat, weddings, tuition, vacations, etc. A variety of flexible payment options available. Interest may be tax deductible--consult your tax advisor
Home Equity Line of Credit	A reusable source of funds for home improvements, debt consolidation, car or boat financing, weddings, tuition, vacations, etc. Monthly interest payment on the outstanding principal balance Fixed or Variable Rate options available Interest may be tax deductible--consult your tax advisor