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Whether you want a simple, traditional checking account or a full-featured interest bearing account, State Bank has a checking account with your name on it.

FREE Checking
  • $100 to open
  • No minimum balance
  • Monthly statement without check images
  • No service charge
  • ATM and/or Debit card available
Regular Checking
  • $500 to open
  • Monthly statement with check images
  • Monthly service charge based on statement cycle balance:
     $500 or more . . . no charge
     $499 to $400 . . . $2.00
     $399 to $300 . . . $4.00
     $299 to $200 . . . $6.00
     $199 to $100 . . . $8.00
     $99 to $0. . . . . . . $10.00
  • ATM and/or Debit card available
NOW Account
  • Interest bearing account; interest paid at statement cycle
  • Unlimited check writing
  • Monthly statement with check images
  • Image checks returned with statement
  • No service charge if $750 balance is maintained; if balance falls below $750, a service charge of $7.50 is assessed
  • ATM and/or Debit card available
Super NOW Account
  • Interest bearing account; interest paid at statement cycle
  • Unlimited check writing
  • Monthly statement with check images
  • Image checks returned with statement
  • No service charge if $1,000 balance is maintained; if balance falls below $1,000, a service charge of $10.00 is assessed
  • ATM and/or Debit card available
Investment Account
  • Interest bearing account; interest paid at statement cycle
  • Limited to three (3) checks to third parties during any statement cycle
  • Monthly statement with check images
  • Image checks returned with statement
  • $1,000 minimum balance to avoid service charge of $10.00

Debit Cards/ATM

Important Account Notice Regarding an Update to the Unlawful Internet Gambling Enforcement Act

Internet Gambling Transactions

You may not use your State Bank of Southwest Missouri account in connection with any business of placing, receiving, or otherwise knowingly transmitting bets or wagers by any means which involves the use, at least in part, of the Internet, or for any other transaction which is prohibited by Federal Reserve Regulation GG – Unlawful Internet Gambling Enforcement Act of 2006.

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