State Bank of Southwest Missouri

Lending

Lending with Your Best Interest In Mind

Whether you're running a household or managing a business, State Bank can help you with all your lending needs. Our goal, whether you're borrowing a little or a lot, is to understand your financial needs, then craft the loan package that truly fits your best interest.

Consumer Loans
  • Personal loans to finance cars, boats, vacations, education, medical and more
  • CD loans are also available
  • Highly competitive rates...flexible terms that meet your needs
Construction Loans (Residential) 
  • Available for new construction or for remodeling/adding on to your existing home
  • Very flexible terms to accommodate your construction schedule
  • Limited closing costs...with interest only payable monthly, during construction
  • Easy roll-over into permanent financing following construction
  • Makes construction or remodeling affordable, easy
Commercial Loans
  • Finance new construction and additions to existing facilities
  • Purchase or refinance commercial property
  • Revolving lines of credit so you can access just the cash you need, just when you need it
  • Term loans to finance the purchase of new equipment and other capital assets
  • Highly competitive rates...flexible terms that meet your needs

We're one of Springfield's very few truly locally owned banks, so consumer, construction and commercial loan decisions are made locally...and promptly. Our loan officers are all local residents...neighbors...with 100+ years of combined lending experience. We know how important it is to get your loan fast, structured to fit your financial interests.

So come by. Visit with one of our loan officers. And let us put together the loan package that gets you what you need, just the way you need it.

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